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CREDIT GOLIATH
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Terms of Service

Last updated: June 6, 2026

1. Acceptance of Terms

By accessing or using Credit Goliath's website, member portal, and services (collectively, the "Services"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our Services. These terms apply to all visitors, users, and members.

2. Services Description

Credit Goliath provides credit-related services including but not limited to: credit repair, authorized user tradelines, primary tradelines, business tradelines, approval packages, credit sweeps, funding assistance, aged corporation sales, novelty document preparation, and related consulting services. All services are subject to availability and compliance with applicable laws.

3. Eligibility

You must be at least 18 years old and a legal resident of the United States to use our Services. By using our Services, you represent and warrant that you meet these requirements and that all information you provide is accurate, current, and complete.

4. Member Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account. We reserve the right to suspend or terminate accounts that violate these terms.

5. Payment Terms

All payments for services are made exclusively in Bitcoin (BTC). Prices are displayed in USD for reference but must be paid in BTC at the current exchange rate at the time of payment. All sales are final unless otherwise specified in our refund or replacement policies.

For funding services, a success fee of 10%–20% applies only upon successful funding approval. The exact percentage depends on the loan type and amount.

6. No Guarantees

Credit Goliath does not guarantee specific credit score increases, deletion of negative items, tradeline posting results, or funding approvals. Individual results vary based on credit history, bureau behavior, lender criteria, and other factors beyond our control. We guarantee only that we will perform the services described using FCRA-compliant methods.

7. Prohibited Uses

You agree not to:

  • Use our services for any illegal purpose or in violation of any law
  • Provide false, misleading, or fraudulent information
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Reverse engineer, decompile, or disassemble any part of our platform
  • Use our tradelines or services to commit fraud or misrepresent your creditworthiness
  • Resell or redistribute our services without written authorization

8. Intellectual Property

All content, trademarks, logos, and intellectual property on our website and platform are the property of Credit Goliath or our licensors. You may not use, reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law, Credit Goliath shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising from or related to your use of our Services. Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.

10. Dispute Resolution

Any dispute arising from these Terms or our Services shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be resolved through binding arbitration in Washington, DC, under the rules of the American Arbitration Association. Both parties waive the right to a jury trial.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the District of Columbia and the United States, without regard to conflict of law principles.

12. Changes to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the Services after changes constitutes acceptance of the revised Terms.

13. Contact Information

For questions about these Terms, contact us at:

Email: creditgoliath@gmail.com

Phone: 954-826-9402

Address: Washington, DC

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