Privacy Policy

1. Introduction

Credit Goliath ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, member portal, and services. By using our services, you consent to the practices described in this policy.

2. Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Address and contact details
• Last 4 digits of your Social Security Number
• Government-issued identification documents
• Utility bills and proof of address documents
• Credit report information (when voluntarily provided)
• Business information (EIN, company name, business address)
• Payment and transaction information (Bitcoin wallet addresses and TXIDs)

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain our credit repair, tradeline, and funding services
• Process transactions and send confirmations
• Communicate with you about your account and services
• Verify your identity for security and compliance purposes
• Comply with legal obligations and FCRA requirements
• Improve our services and user experience

4. Information Sharing

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

• With credit bureaus and creditors as necessary to perform credit repair services
• With lenders and financial institutions when you apply for funding services
• With service providers who assist in operating our business (under strict confidentiality agreements)
• When required by law, subpoena, or court order
• To protect our rights, property, or safety, or that of our users

5. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and access controls. All documents are stored in encrypted cloud storage with restricted access. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your data by contacting us, subject to legal retention requirements.

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal data (where applicable)
• Opt out of marketing communications
• Withdraw consent for data processing (where consent is the legal basis)

8. Cookies and Tracking

We use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. You can control cookies through your browser settings.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the effective date. Continued use of our services after changes constitutes acceptance.

10. Contact Us

If you have questions about this Privacy Policy or your data, contact us at:

Email: creditgoliath@gmail.com

Phone: 954-826-9402