Monthly recurring plans
Fix It, Then Keep It There
Monthly dispute preparation, FCRA-violation removals, tradeline additions, and inquiry cleanup — transparent pricing, cancel anytime.
Not sure which plan? Talk to us first — it's free.
- FCRA-compliant dispute process
- Full CROA rights disclosed
- Cancel anytime — billed monthly
- 3-day right to cancel at signup
Credit repair & maintenance
Start where your file is today. Most members start with the 750+ Club because it repairs and builds at the same time.
Foundation plan
Pro Monthly Dispute
$299/month
Monthly dispute letter preparation reviewing inaccuracies for removal under FCRA violations.
- Monthly dispute letter preparation
- Legal dispute letters citing FCRA violations
- Inaccuracy review for removal
- All 3 bureaus (Equifax, Experian, TransUnion)
- Dedicated case manager
- Monthly progress report
Maximum dispute volume
Aggressive Monthly Repair
$499/month
Aggressive monthly disputes targeting every inaccuracy, collection, charge-off, and unverifiable account.
- Everything in Pro
- Aggressive multi-round disputing
- Collections, charge-offs, late payments
- Public records & bankruptcy challenges
- Method-of-verification follow-ups
- Priority case manager response
Most popular
Repair + Tradelines
750+ Club
$749/month
Keep your score 750+. Ongoing dispute work plus monthly aged authorized-user tradelines added to your file.
- Aggressive monthly disputing
- Premium tradelines added monthly
- Aged authorized-user accounts
- Major bank reporting (5–25 yr history)
- Score-targeted strategy
- Replacement guarantee on failed posts
Elite tier — 800+ score
800 Club
$995/month
Monthly dispute letter creation plus continuous tradeline additions. Built to push and hold your score above 800.
- Everything in 750+ Club
- Higher-limit premium tradelines
- Multiple tradelines per month
- Continuous 800+ score maintenance
- VIP case manager (text/call access)
- Quarterly funding-readiness review
Free 20-minute consultation
Not sure which plan fits? Let's look at your report together.
No pressure, no credit pull. We'll tell you exactly what's dragging your score and which plan gets you there fastest.
Inquiry removal plans
Too many hard inquiries kills funding approvals. Pick a volume — or ask us on a free call which one you actually need.
Inquiry Removal — 3–5/mo
$499/month
Remove 3–5 hard inquiries per month across all 3 bureaus. Document preparation and dispute included.
- 3–5 hard inquiries removed per month
- All 3 bureaus covered
- Document preparation included
- Dispute letters drafted & sent
- Monthly progress tracking
Most popular
Inquiry Removal — Unlimited
$995/month
Unlimited hard inquiry removal every month. Document preparation and disputing for unlimited inquiry removal.
- Unlimited hard inquiries per month
- All 3 bureaus, all inquiries
- Full document preparation
- Continuous monthly disputing
- Priority turnaround
- Ideal for funding prep
Free 20-minute consultation
Not sure which plan fits? Let's look at your report together.
No pressure, no credit pull. We'll tell you exactly what's dragging your score and which plan gets you there fastest.