Monthly recurring plans
Monthly Credit Repair Packages
Continuous monthly dispute preparation, FCRA-violation removals, tradeline additions, and inquiry cleanup. Cancel anytime — billed monthly.
Credit repair & maintenance
Foundation plan
Pro Monthly Dispute
$299/month
Monthly dispute letter preparation reviewing inaccuracies for removal under FCRA violations.
- Monthly dispute letter preparation
- Legal dispute letters citing FCRA violations
- Inaccuracy review for removal
- All 3 bureaus (Equifax, Experian, TransUnion)
- Dedicated case manager
- Monthly progress report
Maximum dispute volume
Aggressive Monthly Repair
$499/month
Aggressive monthly disputes targeting every inaccuracy, collection, charge-off, and unverifiable account.
- Everything in Pro
- Aggressive multi-round disputing
- Collections, charge-offs, late payments
- Public records & bankruptcy challenges
- Method-of-verification follow-ups
- Priority case manager response
Most popular
Repair + Tradelines
750+ Club
$749/month
Keep your score 750+. Ongoing dispute work plus monthly aged authorized-user tradelines added to your file.
- Aggressive monthly disputing
- Premium tradelines added monthly
- Aged authorized-user accounts
- Major bank reporting (5–25 yr history)
- Score-targeted strategy
- Replacement guarantee on failed posts
Elite tier — 800+ score
800 Club
$995/month
Monthly dispute letter creation plus continuous tradeline additions. Built to push and hold your score above 800.
- Everything in 750+ Club
- Higher-limit premium tradelines
- Multiple tradelines per month
- Continuous 800+ score maintenance
- VIP case manager (text/call access)
- Quarterly funding-readiness review
Inquiry removal plans
Inquiry Removal — 3–5/mo
$499/month
Remove 3–5 hard inquiries per month across all 3 bureaus. Document preparation and dispute included.
- 3–5 hard inquiries removed per month
- All 3 bureaus covered
- Document preparation included
- Dispute letters drafted & sent
- Monthly progress tracking
Most popular
Inquiry Removal — Unlimited
$995/month
Unlimited hard inquiry removal every month. Document preparation and disputing for unlimited inquiry removal.
- Unlimited hard inquiries per month
- All 3 bureaus, all inquiries
- Full document preparation
- Continuous monthly disputing
- Priority turnaround
- Ideal for funding prep
Not sure which plan fits?
Book a free 20-minute consultation. We'll review your current report and recommend the right monthly plan.